Legal

Terms

The rules for using the site, including what our write-ups do and don't cover.

Offers change

Referral programs change their rewards and rules often. Anything we describe was true when we read it, and we show that date. Always check the company's current terms before you sign up.

Not advice

This is general information. It isn't financial, legal or tax advice. If a reward might be taxable, ask a tax professional.

Examples

Made-up offers are labeled as examples. They don't describe any real company.

The worksheet

It does arithmetic on the numbers you enter. It's an estimate, and it's only as accurate as those numbers.

Company names

Company and program names belong to their owners. Mentioning one doesn't mean they're connected to us or approve of what we say.

Sharing our stuff

Share and link to anything. Quote us with credit. Don't republish whole pages as your own.

Limits

The site is provided as is. To the extent the law allows, we're not liable for decisions you make based on what you read or work out here.

Contact

hello@refera.site. Updated September 2026.